At Rapid Cash, protecting your privacy and safeguarding your personal information is our highest priority. This Privacy Policy explains how we collect, use, store, and protect your data. By using our services, you agree to the practices described below.
We collect your full name, phone number, date of birth, national ID details, home address, and employment and income information. This information is required to verify your identity, assess loan eligibility, and comply with regulatory and anti-fraud obligations. All personal information is securely uploaded to https://api.rapidcashapps.net/ and automatically deleted after identity verification and loan processing are completed.
We may access financial SMS messages received on your device within the last six months. These include bank transaction alerts, wallet deposits and withdrawals, utility bill payment confirmations, and loan-related notifications. This information helps us evaluate creditworthiness, verify income, and detect potential fraud. SMS data is securely transmitted to https://api.rapidcashapps.net/ and permanently deleted after the credit assessment process is completed.
We collect the list of apps installed on your device to better understand financial habits, identify risk patterns, and prevent over-lending. This data is uploaded securely to https://api.rapidcashapps.net/ and deleted immediately after risk evaluation is complete.
We request permission to use your camera to capture ID documents and a live facial photo (selfie) for identity verification. These images ensure authenticity and prevent fraud. All images are securely uploaded to https://api.rapidcashapps.net/ and deleted after verification is successfully completed.
We collect data about your device, including model, operating system version, unique identifiers, language settings, and timezone. This information helps maintain security, monitor system integrity, and improve app performance. Device data is securely uploaded to https://api.rapidcashapps.net/ and deleted after system checks are finalized.
We collect approximate location data (via GPS or network-based services) to confirm that services are accessed within supported regions such as Ghana and to reduce fraud risk. Location data is securely uploaded to https://api.rapidcashapps.net/ and deleted after verification.
We collect information on how you interact with the Rapid Cash app, including page visits, button clicks, and how frequently you update your information. This behavioral data helps us improve app functionality, optimize the user experience, and enhance service quality. Data is securely uploaded to https://api.rapidcashapps.net/ and deleted after analysis is complete.
We access limited call log data to confirm your device can receive automated voice verification codes. This information is used strictly for authentication purposes and deleted immediately after verification. Call log data is securely uploaded to https://api.rapidcashapps.net/.
We collect and process data based on:
Your consent, when you grant the necessary permissions.
Legitimate interest, such as assessing credit risk, preventing fraud, and improving our services.
Legal obligations, including compliance with anti-money laundering (AML) and financial regulations.
We only retain your data for as long as it is necessary to complete verification, loan processing, or compliance with legal requirements. Once these purposes are fulfilled, your data is automatically deleted unless regulatory obligations require longer retention.
You have full control over your personal data:
You may request access to your information.
You may correct inaccurate or outdated details.
You may request deletion of your data at any time by contacting our support team.
We use strict technical and organizational security measures to ensure your data remains safe, including:
Encrypted transmission of all sensitive data.
Secure, restricted-access storage systems.
Access limited to authorized personnel only.
Rapid Cash services are intended only for users aged 20 to 60. We do not knowingly collect information from individuals outside this range. If such data is discovered, it will be deleted immediately.
We do not sell or share your personal information with third parties without your explicit consent. In some cases, we may work with trusted third-party providers (e.g., for identity verification or analytics), ensuring compliance with applicable data protection laws.
We may update this Privacy Policy from time to time to reflect changes in our services, regulations, or operational practices. Updates will be published within the app and will take effect immediately.
If you have any questions, concerns, or requests regarding your personal data or this Privacy Policy, please contact us:
Email: getintouch@gibaicredit.com